Hari S

When I started investing, I didn’t pay much attention to gold. It seemed old-fashioned, something my grandparents valued but didn’t fit with the modern ideas of stocks, bonds, or even ETFs. But the more I learned, the more I realized why gold has been a go-to asset for centuries. Gold isn’t flashy, and it won’t … Read more

When I first heard the phrase “don’t put all your eggs in one basket,” I didn’t think much about it. It sounded like one of those things people say but don’t really explain. Then I made the mistake of putting most of my money into a handful of stocks I thought were “sure bets.” Spoiler … Read more

When I first heard about asset allocation, I didn’t think it was that big of a deal. It sounded like just another financial buzzword that experts like to throw around. But the more I got into investing, the more I realized it’s one of the most critical decisions you make as an investor. If picking … Read more

I’ll never forget the time I put nearly all my money into one “can’t-miss” stock. It was a hot tech company, everyone was raving about it, and I felt like I’d cracked the investing code. For a while, things were great—until they weren’t. One bad earnings report later, the stock tanked, and so did my … Read more

Let’s be honest. Trying to predict what industries will thrive over the next ten years feels overwhelming at first. It’s like looking at a giant puzzle with half the pieces missing. I remember when I first started thinking about this, it felt more like guesswork than anything scientific. But over time, I realized it’s less … Read more

The first time I opened a quarterly earnings report, I gave up halfway. Honestly, it felt like staring at a foreign language. Revenue, net income, EPS—it was all just numbers and abbreviations that didn’t mean much to me. I remember thinking, “Why can’t they just tell me if the company’s doing okay?” But here’s the … Read more

I never used to pay attention to dividends. Honestly, when I first started investing, I didn’t even know what they were. Someone mentioned them in passing, and I had to Google, “What are stock dividends?” Embarrassing, I know. But the more I read, the more it started to click—dividends weren’t just extra money. They were … Read more

It wasn’t a fancy presentation or a slick sales pitch that got me thinking about emerging markets. It was my friend casually mentioning how their parents had bought shares in a Brazilian energy company that doubled in value. I remember thinking, “Why don’t I know anything about this stuff?” It felt like I’d been ignoring … Read more

Sector rotation—it sounds like a strategy reserved for day traders or finance professionals, right? That’s what I thought too when I first came across the term. I mean, as a long-term investor, why would I even bother moving between sectors? Wouldn’t that defeat the whole point of holding for the long term? Turns out, it’s … Read more

When I first started investing, institutional investors felt like this invisible force shaping the market. I’d read articles about hedge funds or mutual funds making massive trades, and it always felt like a world apart from my little portfolio. But here’s the thing—whether we notice it or not, these big players affect the market in … Read more